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BT Policyholder Protection Blog
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12 Jun 2017 Timing is Everything: E&O Policy Exclusions

  Imagine this: Your company runs a call center that takes incoming calls from customers of a nationwide corporation. Two years ago, a customer wrote a letter to your legal department stating that his call had been recorded without his knowledge or consent in violation of state law and demanding the payment of damages to resolve the matter. Your company made a small nuisance payment to the customer, but did not report this claim under the errors and omissions (E&O) policy in effect at the time.   This year, your legal department was served with a class action lawsuit alleging the company violated the laws of a number of states by not advising customers that their calls were being recorded. Your company’s E&O carrier denied…

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06 Jun 2017 What Do You Expect Your Insurance Broker to Be: Intermediary or Fiduciary?

  As many companies are reaching their insurance policy renewal date, your company might have questions about the role of your insurance broker. Your company should expect its insurance broker to be a valued intermediary between your company and its insurer, who helps get claims paid. The broker’s role is to build and maintain relationships with carriers so your company gets the best available policies, and to persuade them to pay covered claims even when (and perhaps especially when) there is a reasonable dispute over coverage.   The right broker leverages these relationships for your company’s benefit and is able to elevate a coverage dispute to the insurer’s management. The right broker is able and willing to ask a carrier to accommodate the policyholder in…

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31 Oct 2014 Scott Godes Elected to American College of Coverage and Extracontractual Counsel (ACCEC)

Scott Godes, a partner with Barnes & Thornburg, has been elected to the American College of Coverage and Extracontractual Counsel (ACCEC).   ACCEC brings together preeminent lawyers representing the interests of both insurers and policyholders to improve the quality of the practice of insurance law and to increase civility and professionalism in our field.   Scott is a veteran trial lawyer with experience in insurance coverage matters and technology issues. He is a member of Barnes & Thornburg’s Litigation Department, the Policyholder Insurance Recovery and Counseling Group and the Internet & Technology Law Group.   Learn more about the ACCEC. Scott GodesScott N. Godes is a veteran trial lawyer with experience in insurance coverage matters and technology issues. He is a partner in Barnes &…

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