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19 Sep 2016 Across State Lines: Fighting Back Against Your Carrier’s Forum-Shopping

  Co-authored by John Fischer and Abby Vineyard.   If you have ever been involved in a coverage dispute with your insurance carrier, you likely already know the importance of determining which state’s law will apply.  This is because different courts interpret the same policy language differently – what is covered under one state’s law may be outside the scope of coverage under the law of a different state, even under identical policy language.  Thus, the question of which state’s law will apply is often decisive on the question of whether coverage exists.   Insurance carriers know this, too, and will try to find a way to ensure that the law of the state that is friendlier to carriers will apply to the dispute.  In general, a litigant…